First Time Homebuyer Program

Our First Time Home Buyer Down Payment Assistance Program offers 50% of the required down payment and/or closing cost assistance to income qualified buyers. You may be eligible for a loan up to $15,000 depending on your financial need, purchase price and lending requirements. This award is a 0% interest, deferred loan which is paid back at the time of rental, sale, transfer of title or when the property is no longer your principle place of residence.  

For information regarding this program, please contact the Grants Division at or (978) 325-5230.

*** PLEASE NOTE: A minimum of 6 weeks from date of signed Purchase and Sale agreement is required in order to process awards ***

 Application: First Time Homebuyer Online Application
 Program Info: Policies, Procedures and Underwriting Guidelines

 For more information: 

 Questions on Fair Housing: Massachusetts Fair Housing, Federal Fair Housing Booklet